Rates & Fee Schedule

Loan Rates Savings/Shares Rates IRA Rates Fee Schedule

Effective as of: 02/01/2023
Overdraft, per item transfer$5.00
Non-sufficient funds (NSF), per item, paid or unpaid$28.00
Return deposit item, per item$28.00
Stop payment, per item$28.00
Copy of paid check, per copy$5.00
Account reconciliation/research, per hour$20.00
Statement copy, per statement5.00
Checking* with bal less than $100 per month$8.00
Inactive account (bal < than $100 $5.00
Fax service, per page$1.00
Invalid address, per mail piece$5.00
Debit card ownership, per month$1.00
Debit card replacement fee$20.00
Late loan payment $25.00
New loan application$10.00
Early account closing (within 3 months of opening)$25.00
Documentation fee for all loans$20.00
Cashier's/Official's/Teller's check$5.00
Membership card replacement$5.00
Excessive withdrawal after 3 free per month, each$5.00
Foreign cardholder ATM transaction$3.00
Account activity/History printout, per page$3.00
Document copy, per page$1.00
PIN replacement for debit card$10.00
Card abuse fee/hot card$20.00
Verification of account/deposit (ea)$10.00
Auto title fee for MS (LA vehicles vary in fees)$10.00
Re-open account fee (within 6 mos of closing)$15.00
Christmas Club withdrawal, 1 time per year$25.00
Mailed statement fee, per month$3.00
Tax levy processing$50.00
Garnishment processing$50.00
Collection account (CU initiated legal), varies$25.00
Priority/Overnight mail services, varies $20.00
Charged-off account reopened$50.00
Loan payment via phone/website/text$4.99
UCC registration or release for loan collateral, varies$18.00
Unclaimed property echeatment (per account)$100.00
Wires (incoming/outgoing domestic only)$20.00
Debit card replacement (rush)$50.00
Debit card PIN replacement (rush)$25.00
*Senior Members (age 62) and current enrolled students (under age 26) are eligible to have fees waived. Seniors must inform the CU at time of qualifying birthday or account opening to receive the waiver. Students must provide copy of current student ID.
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