Rates & Fee Schedule

Loan Rates Savings/Shares Rates IRA Rates Fee Schedule

Effective as of: May 1, 2017
All Loans are subject to credit approval.
• Loan rates expressed below are the annual percentage rate you will be charged
• Rates are determined by credit score
• Credit score does not determine approval
• No commercial/business loans
 
New Auto
Credit Score Rate
750 Base -4
700 - 749Base -2
650 - 699Base 7.99%
600 - 649Base plus 3
550 - 599 Base plus 6
0 - 549Base plus 0
 
Used Auto
Credit Score Rate
750 Base -4
700 - 749Base -2
650 - 699Base 8.99%
600 - 649Base plus 3
550 - 599 Base plus 6
0 - 549Base plus 10
 
Signature
Credit Score Rate
750 Base -3
700 - 749Base -2
650 - 699Base 12%
600 - 649Base plus 2
550 - 599 Base plus 4
0 - 549Base plus 6
 
Other Collateral* (New and Used)
Credit Score Rate
750 Base -4
700 - 749Base -2
650 - 699Base 8.99%
600 - 649Base plus 3
550 - 599 Base plus 6
0 - 549Base plus 9
Other Collateral to include but not limited to: ATV's RV's, Boats-Motors, and Trailers, Lawn Mowers, Tractors.
 
Tuition Loan (12 Months)
Credit Score Rate
750 Base
700 - 749Base
650 - 699Base 5.00%
 
Christmas and Vacation Loans
Credit Score Rate
750 Base
700 - 749Base
650 - 699Base 5.00%
 
Share Secure Loans (Not to exceed 72 Months)
Rate
5.00%
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